Always-on · never a weekly sync

The till never sleeps. Neither does your reconciliation.

Tillwarden is an always-on AI finance-ops platform for e-commerce founders running multi-channel. Autonomous agents watch Shopify, Amazon and Stripe 24/7 — reconciling as transactions post, flagging fee and refund drift, issuing refunds or chargebacks inside your guardrails, and emailing you one trustworthy cash number every morning before you open your laptop.

  • PCI-aware evidence attached every morning
  • One cash number, not five that disagree
  • No $200/mo invoice for a solo founder
  • Audit-ready, accountant-readable PDFs

How it watches

Three loops that run whether you check your phone or not.

Not a weekly export into your accountant's inbox. Tillwarden runs three loops continuously and decides what needs your attention — and what just needs to be filed.

STEP 01

Watch

Agents poll Shopify payouts, Amazon disbursement reports, Stripe settlements and your bank feed on the cadence each source actually posts — not at 9am.

STEP 02

Reconcile

Every inbound event is matched against the merchant-side ledger. Mismatches queue for evidence; drifts are scored against your prior 14-day median.

STEP 03

Notify or act

Inside your guardrails, Tillwarden issues refunds, opens chargebacks, or files evidence. Outside them, it just emails you the cleared exception by 6:14am.

Channels

Four sources. One ledger. No copy-paste.

Wire Shopify, Amazon, Stripe and your bank feed once. Every transaction on each source gets pushed into a single, reconciled view — the one your accountant, your investor and your PCI auditor can all read.

  • Shopify

    Captures
    Payouts, refunds, gateway fees
    Reconciles
    matches order ledger to bank arrive date
    $9,812.04 · 143 orders
  • Amazon

    Captures
    Disbursements, reserve, adjustments
    Reconciles
    catches cycles up to 21 days
    $3,940.80 · closing Aug 19
  • Stripe

    Captures
    Direct payments + subscriptions
    Reconciles
    surfaces fee-rate drift early
    $4,460.20 · 2 subs cleared
  • Bank feed

    Captures
    Mercury / Brex / any Plaid source
    Reconciles
    final cents-match to ledger
    residual $207.57

Morning digest

One email. Opened before coffee.

Founder wakes up, opens tillwarden@polsia.app, sees the real cash position across every channel. Anomaly alerts and audit-ready evidence are attached — ready for your accountant, your investor, and PCI-aware compliance review.

  • One cash number — not five that disagree.
  • Anomaly alerts with the source line attached.
  • Audit-ready evidence pack in one PDF.
  • Refunds / chargebacks already filed before 9am.
tillwarden@polsia.appfounder@yourbrand.com
Tue · 06:14

Good morning

Net cash across 4 sources

$18,420.61+$1,304.22 vs yesterday
  • Shopify payouts

    143 orders · refunds: $214

    $9,812.04
  • Stripe direct

    2 subscriptions cleared

    $4,460.20
  • Amazon settlement

    closing Aug 19 disbursement

    $3,940.80
  • Bank sweep (Mercury)

    residual after Stripe fee delta

    $207.57

Fee drift flagged

Shopify processing fees up 0.18% vs prior 14-day median. Evidence attached.

Sample digest — synthetic data, from the early-access build.

Why Tillwarden

What the alternatives stop at — and what we cross instead.

The category is overdue a tool that does more than push payouts into QuickBooks. Tillwarden is built for the founder who needs board-grade multi-channel cash visibility without the enterprise invoice.

  • vs

    A2X · Synder · Bookkeep · Float

    They

    Push payouts into QuickBooks or Xero — then stop.

    Tillwarden

    Tillwarden crosses the ledger boundary and acts on its findings.

  • vs

    Bluecopa

    They

    Continuous reconciliation — but quote-priced for high-volume merchants.

    Tillwarden

    Same always-on depth, priced for the solo founder running $20–$80k/mo.

  • vs

    AI Finance Ops

    They

    Built for SaaS founders, not for marketplace sellers.

    Tillwarden

    Built for the multi-channel Shopify + Amazon + Stripe ground.

Pricing

Three tiers. One till-watch. Pick what fits your books today.

The starter card reconciles and reports cash. The growth tier adds anomaly drill-down. Scale adds refund guardrails, the morning email digest, and the audit-ready CSV export. Same product, scaled to your till.

Starter

The till never sleeps — start watching the ledger today.

$19/mobilled monthly

  • CSV upload + reconciliation across channels
  • Cash position card with the day’s net by currency
  • Up to 100 flagged discrepancies / month
Pick plan

Growth

Most popular

Anomaly alerts that you read before you read your email.

$49/mobilled monthly

  • Everything in Starter
  • Anomaly alerts + drill-down into individual events
  • Up to 1,000 flagged discrepancies / month
Pick plan

Scale

The full watch — guardrails, morning email, audit pack.

$99/mobilled monthly

  • Everything in Growth
  • Refund / chargeback guardrails + flagged events
  • Daily cash-position email every morning
  • Audit-ready CSV export
Pick plan

FAQ

Five questions the founder asked before signing up.

Active flagging versus passive push. Solo founder budgets. Multi-channel reconciliation. Pre-connector CSV ingest. The account-first onboarding. Each answer points at the in-app surface that backs it up.

Still on the fence

Early access is limited to a small group of multi-channel founders while we harden the ledger model. Drop us a line — we'd like to see one channel snippet so we can show you a sample digest with your own numbers in it.

tillwarden@polsia.app

Pricing

Three tiers. One till-watch. Pick what fits your books today.

Every tier covers the till, the reconciliation engine, the Stripe, Shopify + Amazon feeds. The differences are what you see next on the dashboard.

Starter

The till never sleeps — start watching the ledger today.

$19/mobilled monthly

  • CSV upload + reconciliation across channels
  • Cash position card with the day’s net by currency
  • Up to 100 flagged discrepancies / month

Growth

Most popular

Anomaly alerts that you read before you read your email.

$49/mobilled monthly

  • Everything in Starter
  • Anomaly alerts + drill-down into individual events
  • Up to 1,000 flagged discrepancies / month

Scale

The full watch — guardrails, morning email, audit pack.

$99/mobilled monthly

  • Everything in Growth
  • Refund / chargeback guardrails + flagged events
  • Daily cash-position email every morning
  • Audit-ready CSV export
  • Unlimited flagged discrepancies
20% per-invoice platform fee via Stripe Checkout · cancel any time · 'full tier comparison'

Get in

Bring your chaos. We'll bring a single cash number by sunrise.

Early access is limited to a small group of multi-channel founders while we harden the ledger model. Drop us a line — we'd like to see one channel snippet so we can show you a sample digest with your own numbers in it.